Fiduciary Financial Advisor

Before the Advice Check Out the Advisor

We Are Fiduciaries

  • Fiduciary

    • A person to whom property or power is entrusted for the benefit of another.
    • One that stands in a special relation of trust, confidence, or responsibility in certain obligations to others.

    A fiduciary is not just here to do a job; we are here to uphold a sacred trust. We are fee-only and receive compensation solely from our clients. This means always putting your interests first, ahead of our own. We have a commitment to diligence and transparency that sets us apart as fiduciaries. We make sure that you can trust us to navigate your financial journey with intelligence and care.

    At PCM, we do not receive any commission from products or services we recommend.

    Passive Capital Management investment advisors are held to the highest standards of integrity. When you choose to work with us, you’re not gaining a service provider, but rather a trusted partner committed to helping you achieve your financial goals. Whether we are managing your assets, providing objective advice, or coordinating efforts with your CPA/Attorney to help you make the most informed decisions, we always act in your best interests.

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Fiduciary Responsibility

At Passive Capital Management, our fiduciary duty is the cornerstone of our relationship with you.
This responsibility is professional and personal.

Our Approach And Strategy

Being a fiduciary for your portfolio and financial goals is both a responsibility and a privilege.

1

We ensure that action we take, on your behalf, is aimed at benefiting your best interest.

2

Decisions are approached with care and prudence

3

Transparency is paramount. We provide you with education and proactive guidance to give you clarity.

Speak With a PCM Advisor

Don’t make a mistake by working with the wrong financial advisor. Ask the right questions to determine if a financial advisor is right for you.

10 Questions To Ask

Registered Investment Advisors

Registered Investment Advisors (RIAs) are legally bound to act in their client’s best interest. Currently, brokers are only bound by a “suitability standard”. This means that they recommend investments to their clients based on “what is deemed suitable” for that client; but what exactly is the definition of suitable? Investment solutions are not one size fits all. Recommendations need to be customized to each investor and taken with the lens of accounting for their needs and goals.

To further reinforce our commitment to our clients, PCM operates as a fee-only advisor. We are solely compensated through fees based on a percentage of Assets Under Management (AUM). This allows us to be as objective as possible in our relationships with clients and minimize conflicts of interest. By aligning compensation with asset growth, we cultivate a long-term partnership built on trust and mutual success.

Whether we are managing assets, giving advice, or making decisions, we remember you rely on us to act in your best interests. We don’t need the SEC or Congress to pass thousands of pages of legislation to tell us what’s right.

Passive Capital Management LLC’s Pledge to All Clients: The investment advisors at Passive Capital Management, LLC will serve as a fiduciary on your behalf. We will always strive to provide advice that is in your best interest.

  • Broker
  • Suitability
  • Shared Interest
  • Product Focused
  • Disclosures
  • Bad Incentives
  • Commission and Fee-Based
  • RIA
  • Fiduciary
  • Best Interest
  • Relationship Focused
  • Legal and Ethical Standards
  • Objectivity
  • Fee-Based

How To Identify a Fiduciary Advisor

Considerations to look for when searching for a fiduciary advisor:

1

Inquire about their legal obligation to prioritize your interests above all else.

2

Consider their qualifications and certifications such as CFA (CFA Institute) and CFP ® (CFP Board), which demonstrates a commitment to professionalism and ethical standards

3

Reviewing their disclosure documents can provide valuable insights into their fee structure, potential conflicts of interests, and the company’s disciplinary history.

4

Observe their communication style; a fiduciary advisor will prioritize open and honest communication, taking the time to understand your unique financial goals and preferences.

Before you consider entrusting your financial life to a professional to invest for you, you should inquire about their Fiduciary Duty.   If they will not or cannot explain how they will work only in your best interest, we recommend you find someone who will.

If you're prepared to embark on the journey toward financial success, feel free to reach out to us. We're eager to connect with you and assist you on your path.

Get In Touch

FAQ's

  • What is the fiduciary duty of a registered investment advisor?

    A fiduciary duty means that an advisor is legally required to always act in your best interests, putting your financial goals above their own. They must provide advice that benefits you and avoids any conflicts of interest.

  • How are fiduciaries compensated?

    At Passive Capital Management, we are fee-only advisors. This means our advisors are compensated solely through fees based on a percentage of your assets, rather than commissions or sales goals, allowing our fiduciary advisors to stay objective and focused on your long-term success.

  • Why should I choose a fiduciary financial advisor at Passive Capital Management?

    At PCM, we prioritize your needs above all else. As fiduciaries, we offer transparent, objective advice without commissions for products or services. Our team is committed to helping you achieve your financial goals with integrity and care.

  • What is the difference between fiduciary and suitability standard?

    A fiduciary is legally bound to act in your best interest, while the suitability standard only requires an advisor to recommend products that are “suitable” for you. Fiduciaries provide personalized advice tailored to your specific needs and goals, acting always in your best interest.