At Passive Capital Management (PCM), we like to remind our clients and prospects to focus on things they can control. We can’t control the financial markets; we can’t control political policies and we can’t control the future… but we can plan for it. While we won’t bore you with a 35-page financial planning document, financial planning is a part of everything we do at PCM. This ranges from the initial information received from a prospective client to the ongoing life changes that our clients experience. Financial planning is an ongoing, evolving process that changes with our clients’ needs throughout their lives, not a single snapshot report that is printed out and handed to them.